VA Community Care Program in Colorado: Getting Care Outside VA
Last reviewed: July 2026
Quick Answer
VA Community Care (VACC) is a federal program allowing eligible Colorado veterans to receive medical services from non-VA doctors, hospitals, and clinics. Veterans pay VA copays or nothing, depending on their eligibility status and service-connected rating. If the VA can't schedule you within established wait-time standards, you're automatically eligible for community care. Colorado has four VA Medical Centers coordinating care: Denver, Grand Junction, Fort Collins, and Pueblo, all supporting VACC access across the state.
Key Facts
- •VA Community Care lets Colorado veterans see non-VA doctors and hospitals.
- •Eligible veterans pay copays similar to VA rates; some pay nothing.
- •Apply through VA.gov or call the VA Community Care line.
- •Wait time guarantee: if VA can't schedule you quickly, you get community care.
- •Colorado has multiple VA facilities coordinating community care access.
Federal Eligibility Requirements
To qualify for VA Community Care, Colorado veterans must have at least one day of active service in the U.S. Armed Forces and a discharge that was not dishonorable, per 38 U.S.C. section 1703. You are eligible if: (1) you are enrolled in VA health care; (2) you have a service-connected condition rated 0% or higher; (3) you are eligible for a VA pension; (4) you receive aid and attendance or housebound benefits; or (5) you are a former spouse meeting specific criteria under 38 C.F.R. section 17.400.
The Mission Act of 2018 created automatic eligibility triggers that activate community care access. If VA cannot schedule you for a VA appointment within 20 days for primary care or established patients seeking specialty care, you automatically qualify for community care without a separate application. Additionally, if the closest VA facility is more than 40 miles from your home, or in certain rural areas where travel is unreasonable, you become eligible. For mental health services, the 20-day standard applies to all conditions, and for certain high-priority conditions, the standard is even shorter.
Income limits do not bar entry into the program, though copays may apply based on your income and rating. All service eras qualify: Vietnam War era, Gulf War era, Global War on Terror, and pre-1980 service. Surviving spouses and dependent children may qualify if they are in the VA healthcare system and meet specific criteria. There are no asset limits for Community Care eligibility, though means testing may affect copay amounts you owe, per 38 U.S.C. section 1710.
Benefit Amounts
As of 2024, VA copays for Community Care are the same as VA facility copays: Primary care visits are $15 per visit. Specialty care visits are $50 per visit. Mental health visits are $15 for group sessions and $30 for individual sessions. Emergency room visits are $300 per visit. Preventive services are no copay. However, if you receive disability compensation or are rated 0% through 50%, your copays may be reduced or waived entirely depending on your rating level and income. Veterans rated 50% or higher typically have zero copays. Annual COLA adjustments may increase these amounts each January.
Colorado Benefits on Top of Federal
Colorado does not provide a state-specific supplemental Community Care program beyond the federal VA Community Care system. This is because VA Community Care is exclusively a federal benefit administered by the U.S. Department of Veterans Affairs. Colorado State has chosen not to establish a parallel state-funded community care benefit.
However, Colorado does support VACC access through coordination with state Veterans Service Officers (VSOs) and county-level support services. The Colorado Department of Military and Veterans Affairs works alongside VA regional staff to ensure Colorado veterans understand and access VACC benefits effectively. Counties such as Denver, El Paso, Boulder, and Larimer maintain dedicated Veterans Service Office locations that provide free counseling on VACC eligibility and navigation.
Additionally, Colorado-based veteran nonprofits partner with VA Community Care to connect veterans with transportation assistance and care coordination. The VA's Eastern Colorado Health Care System and Western Colorado Health Care System coordinate VACC authorizations and scheduling through community providers across the state. Because Community Care is federal, copays and eligibility remain uniform statewide, with no state-level income or asset adjustments. Colorado veterans should leverage VA.gov and their local county VSO for enrollment and navigation; no separate state application is required.
How to Apply
Federal VA Application
Apply for VA Community Care through VA.gov by creating a free VA.gov account if you don't have one. Navigate to the VA Community Care section and complete the online application form, or use VA Form 10-10EZ (Application for Health Benefits) to enroll in VA health care first, which automatically activates Community Care eligibility if you qualify. You may also call the VA Community Care line at 1-844-698-2311 (toll-free) Monday through Friday, 8 a.m. to 8 p.m. Mountain Time to apply by phone or ask questions.
If you prefer to apply in person, visit your nearest Colorado VA Medical Center: VA Eastern Colorado Health Care System (Denver) at 1055 Clermont Street, Denver, CO 80220, or VA Western Colorado Health Care System (Grand Junction) at 2121 North Avenue, Grand Junction, CO 81501. Bring your VA enrollment letter, proof of service (DD214 or discharge papers), current insurance information, and a photo ID.
After submission, the VA will review your eligibility within 5-10 business days and notify you via mail or through your VA.gov account whether you are approved. You will receive notification of community care providers available in Colorado, including hospitals, clinics, and specialists. The VA Community Care team will then coordinate scheduling your first appointment. You can check your application status anytime on VA.gov or by calling 1-844-698-2311. Once approved, you can request community care appointments directly through VA.gov or by calling your local VA facility's Community Care Coordinator.
State Application
Apply for state support in accessing VA Community Care through Colorado's county Veterans Service Offices. Contact your county VSO directly; most Colorado counties maintain free VSO services that help veterans navigate federal benefits at no cost. For example, the Denver County Veterans Service Office is located at 1 West County Line Road, Littleton, CO 80120, and can be reached at (720) 913-1500. El Paso County VSO (Colorado Springs area) is at 1 East Pikes Peak Avenue, Colorado Springs, CO 80901, phone (719) 385-5916.
Visit the Colorado Department of Military and Veterans Affairs website at dmva.colorado.gov to locate your specific county office and hours of operation. Most VSOs offer in-person counseling by appointment Monday through Friday, 8 a.m. to 5 p.m. Mountain Time. Bring your DD214 discharge papers, current VA enrollment letter, and insurance card. VSOs will help you understand whether you automatically qualify under the 20-day wait-time rule or distance criteria, and will provide free guidance on selecting community care providers in Colorado.
VSOs can also help resolve eligibility questions and submit appeals if your initial community care request is denied. Processing time for VSO assistance is typically 3-5 business days, though they can provide immediate guidance at your first visit. No state application form is required; Colorado VSOs work directly with the VA to coordinate access. You can also call the state Veterans Hotline at 1-800-273-8255 to locate your nearest VSO.
Common Reasons for Denial
VA Community Care claims are commonly denied in Colorado due to the following reasons: (1) Lack of VA health care enrollment—you must first be enrolled in VA health care under 38 U.S.C. section 1710 before community care is authorized. Many Colorado veterans apply for community care without realizing they need an active VA enrollment; obtain this through VA Form 10-10EZ first. (2) Failure to meet the 20-day scheduling standard—the VA may deny your request if they argue they can schedule you within 20 days, even if you believe the appointment is too far away or inconvenient. Obtain written documentation of the earliest available VA appointment date from the VA scheduling office; if it exceeds 20 days, submit this as evidence in your appeal.
(3) Provider not in VA Network—the VA may deny community care if the provider you selected is not part of the VA's contracted Community Care network in Colorado. Always confirm your chosen provider is listed in the VA Community Care network before requesting authorization. You can search the network at VA.gov or call (1-844-698-2311). (4) Missing distance documentation—if you claim the VA facility is more than 40 miles away, you must provide mileage verification (Google Maps screenshots, postal service calculations). Without this, the VA may deny your claim.
(5) Incomplete medical justification—the VA may deny community care if your provider request lacks clinical documentation showing why the VA cannot meet your specific medical needs. Work with your VA primary care provider to document the clinical reason for needing a specific community specialist. A strong nexus letter from your VA provider explaining why community care is medically necessary significantly strengthens your case. (6) Appointment cancellations or no-shows—if you miss scheduled appointments or frequently cancel, the VA may revoke community care eligibility. Keep detailed records of all appointment attempts and VA scheduling failures to build a case for reinstatement.
If You Are Denied: The Appeals Process
If your VA Community Care request is denied, you have three appeal lanes available under 38 U.S.C. section 7105: (1) Supplemental Claim, (2) Higher-Level Review (HLR), and (3) Board of Veterans' Appeals (BVA).
Choose the Supplemental Claim lane if you have new evidence not previously submitted to the VA. Examples include: a new letter from a Colorado community provider explaining why you need their services, updated mileage calculations showing the VA facility exceeds 40 miles, or written VA scheduling documentation proving the earliest appointment exceeds 20 days. Submit your Supplemental Claim using VA Form 20-0995 within one year of the original denial decision. Processing time is typically 120 days.
Choose the Higher-Level Review (HLR) lane if you believe the VA made an error in interpreting existing evidence without needing new documentation. Use VA Form 20-0996 to request an HLR; a more senior VA reviewer will examine your case within 125 days. This is faster than the Board process and useful when the VA misapplied policy to your facts.
Choose the Board of Veterans' Appeals (BVA) lane for the most comprehensive review if your case involves complex legal or medical issues. Submit VA Form 10-182 (Notice of Disagreement) to appeal to the Board, which has jurisdiction over all Community Care denials. BVA decisions typically take 250-365 days but are final legal determinations. You can appeal a BVA decision to the U.S. Court of Appeals for Veterans Claims (CAVC) if you disagree.
Deadline: You have one year from your initial denial decision to file any appeal. After one year, your appeal is barred. File immediately to preserve your rights. Free help is available through any Colorado county Veterans Service Office (VSOs), VA-accredited veterans service organizations like the American Legion or Veterans of Foreign Wars (VFW), or through the Veterans Benefits Administration's free Veterans Service Officers. Never pay for appeals assistance; it is illegal.
Need help applying for VA Community Care in Colorado? Contact your county Veterans Service Office for free, expert guidance. Find your nearest office at dmva.colorado.gov or call 1-800-273-8255. VSOs provide free counseling on eligibility, appeals, and provider selection at no cost.
Get notified when VA benefit rates change
Benefit rates and eligibility rules update — usually each January. We'll let you know when they do.
Frequently Asked Questions
Do I need to apply separately for VA Community Care, or am I automatically eligible?
You do not need a separate Community Care application if you are already enrolled in VA health care. However, you must formally request community care when scheduling appointments. If you are not yet enrolled in the VA, complete VA Form 10-10EZ (Application for Health Benefits) first. Once enrolled, you automatically become eligible for Community Care under the Mission Act if: (1) the VA cannot schedule you within 20 days, (2) you live more than 40 miles from the nearest VA facility, or (3) you meet specific medical eligibility criteria. You can apply online at VA.gov, by phone at 1-844-698-2311, or in person at a Colorado VA Medical Center. The VA will review your eligibility within 5-10 business days. If you do not meet automatic eligibility triggers, you can still request Community Care, and the VA will evaluate your medical need with your VA provider's recommendation.
What is the difference between the 20-day wait-time rule and the 40-mile distance rule for Colorado?
The 20-day wait-time rule means that if the VA cannot schedule you for an appointment within 20 days from your request date, you automatically qualify for community care. This applies to primary care appointments and most specialty services. To use this rule, request a VA appointment first, obtain written documentation of the earliest available appointment date, and if it exceeds 20 days, immediately request community care authorization with that documentation as proof. The 40-mile distance rule applies if the nearest VA facility is more than 40 miles from your home. Colorado is a large state; the VA Eastern Colorado Health Care System serves Denver and surrounding areas, while the Western Colorado Health Care System serves Grand Junction and western counties. Veterans in rural areas of Colorado (such as northwestern or southwestern regions) often qualify under the distance rule. To establish distance eligibility, use Google Maps to measure the distance from your home to the nearest VA facility and submit screenshots with your Community Care request. Both rules operate independently; you need only one to qualify.
How much will I pay in copays for VA Community Care in Colorado?
VA Community Care copays in 2024 are identical to VA facility copays: primary care is $15 per visit, specialty care is $50, mental health visits are $15 for group and $30 for individual sessions, and emergency room visits are $300. However, if you are rated 50% service-connected or higher, you pay zero copays for all services. If you are rated 0% to 40%, you may qualify for reduced copays based on your income and VA means-testing criteria. Veterans receiving VA disability compensation typically have significantly lower copays or waivers. Additionally, preventive services (screening, vaccinations, counseling) have no copay regardless of rating. Copay amounts are adjusted annually each January for inflation under the COLA adjustment process. Contact your VA Community Care coordinator at 1-844-698-2311 to confirm your specific copay liability before scheduling.
Can I choose any doctor or hospital in Colorado, or must I use VA-approved providers?
You must use providers within the VA's contracted Community Care network. The VA has negotiated agreements with hospitals, clinics, and individual providers throughout Colorado to deliver Community Care services. Using an out-of-network provider without VA authorization may result in denial of payment and you becoming liable for the full bill. Always verify that your chosen provider is in the VA Community Care network before requesting authorization. You can search available providers at VA.gov under the Community Care provider locator tool, or call the VA Community Care line at 1-844-698-2311 with your provider's name and location. The VA will confirm network status within one business day. Major health systems in Colorado participating in Community Care include UCHealth, Denver Health, National Jewish Health, and various regional hospital networks. Once the VA authorizes a community care provider, that authorization letter will specify which services are approved and for what time period (typically 12 months). Do not schedule directly with the provider; let the VA coordinate the authorization and scheduling to ensure billing and records transfer correctly.
What happens if a Colorado VA Medical Center denies my Community Care request?
If the VA denies your Community Care request, you will receive a written decision letter explaining the reason for denial. Common reasons include: (1) the VA claims it can schedule you within 20 days, (2) you do not meet distance requirements, or (3) insufficient medical justification. You have one year from the denial date to file an appeal using one of three lanes: Supplemental Claim (if you have new evidence), Higher-Level Review (if the VA made an error interpreting existing facts), or Board of Veterans' Appeals (for comprehensive review). To appeal, contact your local Colorado county Veterans Service Office for free assistance; they will help file the correct appeal form (VA Form 20-0995, 20-0996, or 10-182) and submit supporting evidence. Request written documentation of the VA's scheduling capacity and distance calculations to build a stronger appeal. Never pay for appeals assistance; free VSO help is available at every Colorado county Veterans Service Office.
Related Benefits in Colorado
Sources & References
- 38 U.S.C. section 1703 — Establishes VA authority to furnish care through community providers
- 38 C.F.R. section 17.400 — Defines VA Community Care program rules and eligibility standards
- Mission Act of 2018 (P.L. 115-182) — Expanded VA Community Care eligibility and access requirements
- 38 U.S.C. section 1704 — Establishes telehealth and remote patient monitoring in community care
VA benefit rules and state programmes change. Verify at va.gov or with a free Veterans Service Officer.
Editorial standards: This guide is reviewed against primary government sources and cites 4 statutes. Last reviewed July 2026. Scheduled for re-verification by July 2027.
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